The State Pension

Once you get to State Pension age, you’ll get a pension from the government. How much you’ll get depends on how many National Insurance (NI) contributions or credits you’ve made over the years.

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To get the full State Pension

You need to have paid 35 full years of NI contributions or credits. Each full year is called a qualifying year, and you’ll get more or less from your State Pension depending on how many qualifying years you have.

You normally need at least 10 years to get anything at all. These qualifying years don't need to be consecutive.

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£185.15 per week

Anyone who reaches State Pension age after 6 April 2016 gets the new State Pension. The most you’ll get for this is £185.15 per week. This isn’t enough for most people to build a comfortable retirement, which is where other savings, like your workplace pension, come in.

Not sure where you are?

This link will take you to the .GOV site where you can check your State Pension age.

www.gov.uk/state-pension-age

This link will take you to the .GOV site where you can check your State Pension forecast.

www.gov.uk/check-state-pension